Latest News Nathan Lawrence 29 Oct
By: Nathan Lawrence If you’re a house hunter or are planning in the future to be buying a home, the costs to close a house purchase might be getting more expensive. Earlier this week, the Ontario Government stated that they are moving forward with their plans to allow municipalities with the ability to charge home […]
Read MoreLatest News Nathan Lawrence 20 Oct
By: Nathan Lawrence Well you woke up this morning and it’s a new day…and there is a new Government. Looking back over the last two months of the campaign, here is what our new Majority Liberal Government promised with regards to housing/mortgage market under the leadership of Prime Minister Elect Justin Trudeau. They would focus […]
Read MoreInterest Rates Nathan Lawrence 7 Oct
By: Nathan Lawrence With interest rates at historic lows, would you be able to afford a rate increase on your mortgage? In the short interest rates are not expected to adjust very much, but if you are in a mortgage that does not renew for a few years, you could be facing an adjustment at […]
Read MoreAlternative Lending Nathan Lawrence 24 Sep
By: Nathan Lawrence & Brianna Shortreed Just because you have declared bankruptcy does not mean you have to dismiss your dream of becoming a homeowner. There are two options when it comes to applying for a mortgage after declaring bankruptcy. The first is to apply to a prime lender, this will take time, you will […]
Read MoreGeneral Nathan Lawrence 24 Sep
By: Brianna Shortreed We just recently went through our first home purchase and having a knowledgeable Mortgage Broker and Real Estate agent on our side was incredibly helpful! We definitely had some sticker shock here and there throughout the process but because we were prepared we were able to easily overcome each hurdle without any […]
Read MoreAlternative Lending Nathan Lawrence 24 Sep
Mortgage markets are historically geared towards the prime borrower, these are people with a squeaky clean credit score, solid income, and are considered to be able to easily repay their mortgage. However, not everyone is going to fit into that category but that doesn’t mean you won’t be able to get approved for a mortgage. […]
Read MoreBankruptcy Nathan Lawrence 24 Sep
By: Nathan Lawrence Improve personal monthly cash flow – The new mortgage should help you feel more in control of your spending. Consolidate multiple payments into one mortgage payment that is lower than the total of the payments in their current state. Save you interest – Yes an alternative lender comes with a higher rate, […]
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