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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

4.30%

Current prime rate is

4.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
- 1 Year
- 6.15%
- $648.75
- 5.24%
- $595.34
- $53.41
- 2 Years
- 5.44%
- $606.90
- 4.79%
- $569.71
- $37.20
- 3 Years
- 4.62%
- $560.16
- 4.14%
- $533.64
- $26.53
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.15%
- $590.17
- $74.20
- 10 Years
- 6.81%
- $688.72
- 5.25%
- $595.92
- $92.81

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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Your Next Mortgage...starts here:

Mortgage financing done right is something that each and every property owner in Canada deserves. I’m privileged to work with a company and team of mortgage professionals that understands the impact that a mortgage has on the daily lives of our clients. A mortgage is often a “set it and forget it” kind of thing until changes are needed. Your mortgage is your silent partner that makes the dream of home ownership possible for you and for 100’s of thousands of Canadians each year.

A mortgage done right, is one that works for you in the background. A mortgage is a tool designed to help you achieve your home ownership dreams, invest in rental properties, purchase that home away from home or improve your overall financial health. A tool used correctly will lead to incredible results....a tool used incorrectly can do the opposite.

My passion is working with my clients to help them find the best mortgage product that fits their needs and puts them in the best position possible. Its not about picking 1 out of the 5 mortgage options at “Bank A”. Its about looking at the different lenders, knowing their products, the fine print, the restrictions, limitations, and the flexibility they provide. Then using that knowledge to deep dive into your financial position, your future plans and goals, to identify not only the right lender, but also the right mortgage product.

Its about putting you first...its about making your mortgage work for you.

For more information about how I can help you with your next mortgage, please connect with me any time,

Sincerely,

Nathan Lawrence

Thank you to Nathan Lawrence and his team at DLC Mortgage Excellence for making our first time home buying experience simple and easy!

Kaitlin – Thunder Bay, Ontario

Jake and I wanted to formally THANK YOU for all your hard work and patience, all on such short notice. We’re so grateful to have finally found the home of our dreams and to start making it our own. We will be sure to continue recommending you! When we eventually finish everything, we’d love for you to see it. We couldn’t have done this without you!

Jake & Sam

This was my very first mortgage, and it was a bit of a tricky one because I had built the house. Nathan was excellent to work with! He made it easy, explained everything to me, and now it’s been 1.5 years in my new house. He always responds to questions quickly, and sends out regular newsletters so you know what’s happening in the Mortgage world. Plus, it’s so nice to have someone local so you can stop by the office if you need to. I definitely recommend him!

Lindsay D. – Thunder Bay, Ontario

Nathan helped us with our very first home purchase. He was very professional and explained all the steps of mortgage financing to us so that we were able to understand everything.

Brianna M – Thunder Bay, Ontario

Very professional support of the mortgage process with detailed explanations when requested. Good job Nathan!

Andrey Z. – Thunder Bay, Ontario

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Nathan Lawrence

Mortgage Broker & Lease Agent

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