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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

1.45%

Current prime rate is

2.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
- 3 Years
- 3.49%
- $498.74
- 1.54%
- $401.59
- $97.16
- 4 Years
- 3.74%
- $512.02
- 1.84%
- $415.77
- $96.25
- 5 Years
- 4.59%
- $558.49
- 2.09%
- $427.81
- $130.68
- 7 Years
- 5.35%
- $601.69
- 2.84%
- $465.07
- $136.61
- 10 Years
- 5.60%
- $616.23
- 3.24%
- $485.65
- $130.58

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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Your Next Mortgage...starts here:

Mortgage financing done right is something that each and every property owner in Canada deserves. I’m privileged to work with a company and team of mortgage professionals that understands the impact that a mortgage has on the daily lives of our clients. A mortgage is often a “set it and forget it” kind of thing until changes are needed. Your mortgage is your silent partner that makes the dream of home ownership possible for you and for 100’s of thousands of Canadians each year.

A mortgage done right, is one that works for you in the background. A mortgage is a tool designed to help you achieve your home ownership dreams, invest in rental properties, purchase that home away from home or improve your overall financial health. A tool used correctly will lead to incredible results....a tool used incorrectly can do the opposite.

My passion is working with my clients to help them find the best mortgage product that fits their needs and puts them in the best position possible. Its not about picking 1 out of the 5 mortgage options at “Bank A”. Its about looking at the different lenders, knowing their products, the fine print, the restrictions, limitations, and the flexibility they provide. Then using that knowledge to deep dive into your financial position, your future plans and goals, to identify not only the right lender, but also the right mortgage product.

Its about putting you first...its about making your mortgage work for you.

For more information about how I can help you with your next mortgage, please connect with me any time,

Sincerely,

Nathan Lawrence

My husband and I have used Nathan for a number of our mortgages now. He is thoughtful and asks good questions to determine our goals. Each time the process has been quick, helpful and we will use him on our next rental property purchase.

Shelby C. – Thunder Bay, Ontario

I’ve done two mortgages with Nathan and each time the process has been seamless with constant communication. He takes time to explain the process, what information is required from us and how best to structure the mortgage. The best part is that he’s a true broker and as a result can find the best rates/terms as opposed to blindly going through a bank and taking what they offer. I’d recommend Nathan anytime.

Peter M. – Thunder Bay, Ontario

This was my very first mortgage, and it was a bit of a tricky one because I had built the house. Nathan was excellent to work with! He made it easy, explained everything to me, and now it’s been 1.5 years in my new house. He always responds to questions quickly, and sends out regular newsletters so you know what’s happening in the Mortgage world. Plus, it’s so nice to have someone local so you can stop by the office if you need to. I definitely recommend him!

Lindsay D. – Thunder Bay, Ontario

My experience with the whole mortgage process plus house purchase was up and down roller coaster as I had some challenges along the way that were uncontrollable for anyone. So I’ll use the word “interesting” experience but when push came to shove and things got dicey when I had to on the fly change banks accounts 2 days before close and I called Nathan at 8pm at night he answered his phone and took care of it next morning, that was big and he gets two big thumbs up for that because I honestly don’t think any big bank mortgage specialist would do that. Also I had a million and one questions throughout the mortgage process and he did answer every one of them and promptly which is important for me. If I was to grade the service I would grade it an A and I would recommend him to other people who are looking to purchase a home as he made the process much more easy.

Birch K. – Thunder Bay, Ontario

Birch

Thank you to Nathan Lawrence and his team at DLC Mortgage Excellence for making our first time home buying experience simple and easy!

Kaitlin – Thunder Bay, Ontario

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Nathan Lawrence

Mortgage Broker & Lease Agent

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