Mortgage Tips Nathan Lawrence 4 Jan
It’s officially 2016!! So what have you resolved to do this year? Exercise more? Go on that dream vacation? Spend more time with family and friends? Work less??…maybe work more? Tackle your debt load? Buy a new home? Regardless of the resolutions that you’ve committed to, sometimes the best way to get moving with […]
Read MoreMortgage Tips Nathan Lawrence 17 Dec
Did you know that when looking at Mortgage Pre-payment penalties, that they are not all created equal?? The formula and penalties themselves are pretty consistent but the numbers they use in those formulas could lead to a Pre-payment penalties that are significantly different from one lender to the next. #MortgageTidbit #NowYouKnow #SaveOnInterest #NotCreatedEqual #WeLoveMortgages
Read MoreLatest News Nathan Lawrence 11 Dec
Its official. New Down Payment Rules are going into effect beginning on February 15th 2016. After years of debate, discussions and rumors about possible changes to the minimum down payment requirements in Canada, the Federal Government this morning announced what those changes will be. Their goal? To help protect the housing markets in Canada’s hottest […]
Read MoreGeneral Nathan Lawrence 10 Dec
Christmas time is my favourite time of the year. I love everything about it! Christmas lights, Christmas songs, Christmas baking, and spending time with family and friends. I always look forward to decorating my home at Christmas and look for ways to make my home feel magical and cheery during the holiday season. I love […]
Read MoreLatest News Nathan Lawrence 1 Dec
For the past month, the Ontario Government has been talking and thinking about expanding the Land Transfer Tax to allow municipalities to charge home buyers a Land Transfer Tax on top of the tax already charged by the Ontario Government. A change like this, would have instantly made it much more costly and more difficult […]
Read MoreReverse Mortgage Nathan Lawrence 25 Nov
By: Nathan Lawrence As with any product, financial or otherwise, the appropriateness of the product to the situation that led to the purchase will directly impact the purchasers overall product experience. When it comes to mortgages in general, the type of mortgage product, the reasons behind the need and the overall application should be properly […]
Read MoreMortgage Tips Nathan Lawrence 19 Nov
By: Nathan Lawrence & Brianna Shortreed Your Mortgage Tidbit: Recently we found this article talking about the sale of the most Expensive Condo in Canada! Check out the article Here!!! So because we love mortgages so much and because we were curious…We put together the numbers to look at. Assuming the following… Purchase Price: $55,000,000 […]
Read MoreMortgage Tips Nathan Lawrence 16 Nov
By: Nathan Lawrence There you are, sitting down with your realtor and preparing an offer to purchase for that amazing home that you just looked at this afternoon. You get to the point in the conversation with your realtor about the need for a financing condition and you’re trying to remember what you talked about […]
Read MoreInterest Rates Nathan Lawrence 11 Nov
By: Nathan Lawrence THIS JUST IN, MORTGAGE INTEREST RATES ARE…..and there it is again…headline news about another low rate from one of the main lenders. But what does it all mean and why does it continue to grab the headlines on the evening news? It probably comes as little surprise that mortgage financing in Canada […]
Read MoreCommunity Nathan Lawrence 4 Nov
This past week, my team and I had the pleasure and opportunity to play host to Tad & “Bullying Ends Here” during his current three week tour across 4 different provinces. During his two day visit to Thunder Bay, Tad did a total of 5 presentations (4 local high schools and then a smaller one […]
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