It’s officially 2016!! So what have you resolved to do this year?
- Exercise more?
- Go on that dream vacation?
- Spend more time with family and friends?
- Work less??…maybe work more?
- Tackle your debt load?
- Buy a new home?
Regardless of the resolutions that you’ve committed to, sometimes the best way to get moving with new commitments is to start with an easy win! Something that can get you motivated! Something that can be completed easily, with little work on your part!
What?!?! …that’s exactly what you’re thinking isn’t it? …”Which of those resolutions can be done easily?” “Where is this so called ‘easy win’?”
Every year, we make huge commitments to ourselves and we often fail because we become discouraged quickly. I’m here to tell you that some resolutions are much simpler than we make them out to be. For instance, saving interest, taking control of your debt and improving your monthly cash flow…that’s right…this can be an easy win.
It all starts with taking a look at the largest debt that you have, your mortgage. Most home owners don’t take the time each January to have an independent Mortgage Broker assess their mortgage and how they might be able to better leverage home equity in their favor. We often avoid talking about our finance and debts, which makes sense given that money is often one of the leading causes of stress in a home. As Mortgage Brokers, we take your whole application and from that financial picture we look at how you could:
- save interest,
- reduce your month payments,
- consolidate debt,
- or pay your mortgage off sooner.
So how is getting a better handle on your finances an easy win? Simple!… it involves very little of your time and commitment…actually, it will only take about 5 minutes right now to get the ball rolling. Heck, you’ve taken the time to read the blog, what’s another few minutes of your time to get a no obligation second opinion? Step 1: Complete our online application and hit the “Easy Button” or in this case the “submit” button. Did you hit it?? Great, now on to step 2… Sit back and let our knowledgeable team of Mortgage Professionals take it from here!
Happy New Year! Wishing you and everyone you know a Happy, Prosperous and Stress Free 2016!