Rental Properties Nathan Lawrence 20 Apr
If you have not yet found yourself skimming the news online today, you may not have heard yet about the Provincial Government’s announcement this morning regarding the Ontario Housing and Rental Markets. The Provincial Liberal Government, laid out for the Province their plan to address issues in key aspects of the Real Estate and Rental […]
Read MoreDown Payment Nathan Lawrence 17 Apr
The down payment plays a big role in a home purchase, but did you know that there are rules regarding where those funds can come from? Here is a breakdown for you outlining the main types of acceptable sources of down payment funds along with information regarding what is required: Your Personal Savings! This being […]
Read MoreDown Payment Nathan Lawrence 17 Apr
By: Nathan Lawrence One of the essential aspects of every mortgage application is the discussion pertaining to your down payment. Home purchases in Canada require a minimum down payment of your own funds to be put towards the deal. Your stake in the purchase. It is important that during the discussions with your Mortgage Broker […]
Read MoreFirst Time Home Buyers Nathan Lawrence 8 Feb
So you’ve saved for a down payment for the new home you would like to purchase and have enough money in your piggy bank; however, before you put an offer on your dream home make sure you’ve considered saving for one more thing. This is the closing costs for your home purchase. Most mortgage lenders […]
Read MoreGeneral Nathan Lawrence 5 Jan
Now that we are 5 days into 2017, there is no better time than right now to ask yourself how are you doing so far on those New Year Resolutions which you promised yourself you would keep this time. Be honest with yourself. Have you taken any steps towards achieving your goals? If you have not […]
Read MoreGeneral Nathan Lawrence 28 Oct
In honour of Halloween next week we compiled a couple spooky home purchases for you (all based on true stories of course)! Here are 2 short stories of home purchases that went wrong, they should make you squirm a little but keep in mind that not every home purchase ends up in nightmares like these! […]
Read MoreLatest News Nathan Lawrence 12 Oct
There has been much speculation and debate the past 10 days about the pending Mortgage Rules changes and the potential impact that those changes will have on the Real Estate Market, but more importantly on you as current/future home owners! At the end of the day, these are significant lending changes, but the impact on […]
Read MoreFirst Time Home Buyers Nathan Lawrence 12 Oct
After buying your first home there is a good chance your piggy bank is running low and you might not have the budget to spend money on lavish furniture and décor. The most important thing to keep in mind is that everything will come together with time. Here are our top tips for making your […]
Read MoreLatest News Nathan Lawrence 4 Oct
If you have watched any major Canadian News outlet over the past 24 hours, you have likely heard that the Federal Finance Minister Bill Morneau announced some rather unexpected changes to mortgage lending guidelines which will have a significant impact on Canadian Home Buyers. Presently, the current lending rules for Default (CMHC/Genworth) Insured Mortgages in […]
Read MoreRenovations Nathan Lawrence 26 Sep
So you found the perfect home, but it needs a little TLC. Maybe you need a new roof, new furnace, new windows, or a kitchen update. All of these renovations can add up quickly and like many first time buyers, you may not have the money to cover the costs of these expensive renovations. The […]
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